Hul is a 43-year-old woman who has been living in Baray district, Kompong Tom province. With businesses of selling Khmer natural medicines and farming, Hul is able to provide food for her family and cover other expenses. She has been in the two businesses for almost 30 years. Hul’s family is comprised of seven family members. She is responsible for five grown-up children, four of whom are still students and depend on her income. The main challenge in her natural medicine sales business is that Hul doesn’t have an appropriate vehicle for distributing her medicines to far-distance areas. Consequently, she is submitting a new loan request because she has insufficient capital to purchase a motorcycle to aid in transporting her natural medicines to new segments of the market. She hopes for a great change in her business and to earn better income in years to come.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.