El Mirador Group
Mario is 23, single, and studies business administration at university.
As he is a very enterprising young man, Mario is very eager to start his own business. So, after investigating the profitability and demand for a few businesses, he made up his mind to start a lingerie business.
He buys the products in the wholesale market and sells them in his own store. He only began a week ago, but is highly motivated and believes that with this business he is going to get enough income to finance his studies.
Mario will use the loan to buy lingerie products for his business, such as stockings, socks, tights, underwear, etc.
Mario's greatest dream is to complete his studies in business administration and to have a good home and a good family. He asks the Kiva investors to support his business and the businesses of other people who have the desire to succeed.
Mario tiene 23 años, es soltero y estudia administración de negocios en la universidad.
Como es un joven muy emprendedor, Mario tenía muchas ganas de empezar su propio negocio. Así que, después de investigar la rentabilidad y demanda de algunos negocios, se decidió a empezar un negocio de lencería. Él compra los productos en un mercado mayorista y véndelos en su propia tienda. Solo empezó hace una semana pero está muy animado y creé que con este negocio va a conseguir ingresos suficientes para financiar sus estudios.
Mario invertirá el préstamo en la compra de productos de lencería para su negocio como medias, calcetines, mallas, ropa interior, etc.
El mayo sueño de Mario es terminar sus estudios en administración y tener un buen hogar y una buena familia. El pide a los inversionistas Kiva que apoyen a su negocio y a los negocios de otras personan que tengan ganas de salir adelante.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid