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Tito Horacio
Tito Horacio, 47, lives with his daughter Idalia, his sister Mirna and his father Gilberto in his own house. He has a store where he sells only basic need items, like basic grains, bread, milk, eggs, sausages, among other products. He's had this business for 20 years and has lots of experience in sales, which has helped him enhance his earnings. His store is located in a very busy community and he has a firm clientele, but his best customers are his neighbors, who prefer his store because it's well-stocked with quality products, has accessible prices and excellent customer service. Tito is a very active man with a deep desire to succeed. He's always alert to new opportunities that help him move toward success. In the last weeks demand for his products has increased and he'd like to take advantage of this by newly investing in his business, that's why he's requesting a loan from INTEGRAL, which will permit him to buy basic grains, milk, bread, instant beverages, etc. Tito Horacio has good payment references and is certain he can pay back the loan while having faith that he can improve his family's quality of life.
View original language description ↓
Tito Horacio de cuarenta y siete años de edad vive junto a su hija Idalia, su hermana Mirna y su padre Gilberto en casa propia; el posee una tienda donde vende artículos de primera necesidad granos básicos, pan, leche, huevos, embutidos entre otros, tiene veinte años con el negocio y se ha hecho de mucha experiencia en las ventas que le permite obtener las mejores ganancias, la tienda esta ubicada en una comunidad muy transitada, tiene mucha clientela fija pero sus mejores clientes son los vecinos, todos lo prefieren porque su tienda es la mas surtida, con productos de calidad, a precios accesibles y con un servicio excelente; Tito es un hombre activo, con muchas ganas de salir adelante siempre esta a la expectativa de nuevas oportunidades que le permitan alcanzar el éxito, en las ultimas semanas aumento la demanda y quiere aprovechar para realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, leche, pan, producto instantáneo bebidas, etc. Tito Horacio tiene buenas referencias de pago asegura que podrá saldar la deuda y a la vez tiene fe que le da a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 662
    View loans »
    El Salvador Loans Fundraising
  • $26,134,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Tito Horacio buy basic grains, milk, bread, instant beverages.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 24, 2012
Listed
Oct 14, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013