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Yesenia Rosmery
Yesenia is a young woman of 23 years. She lives in the city of Nazca, which is known for having a warm climate and a number of amazing tourist destinations, which are visited by tourists during the entire year.

Yesenia is very hardworking and with a great deal of effort started her business selling candy and groceries. She works about nine hours a day and can attend to up to 15 customers a day. As a result of her efforts, she is able to contribute to household expenses. She believes that her business is going well because of her desire to get ahead and more importantly, because of the warm way she treats her customers.

Yesenia is very grateful for her Kiva loans. Thanks to the help offered by Kiva, she will be able to buy more candies, such as snacks, sodas, chocolates, cookies, etc., for her business. In this way, she will have more products to offer and above all will be able to get ahead and realize her greatest dream: "to own a mini-market".
View original language description ↓
Yesenia es una joven de 23 años, vive en la ciudad de Nazca, la cual se caracteriza por tener un clima muy cálido y muchos lugares turísticos maravillosos y muy visitados por los turistas durante todo el año. Yesenia es una joven muy trabajadora y con mucho esfuerzo inicio su negocio de venta de golosinas y abarrotes, ella trabaja alrededor de 9 horas al día y puede atender hasta 15 clientes en el día y con el fruto de su trabajo puede apoyar con los gastos de su hogar; ella cree que le va bien en su negocio porque tiene muchas ganas de salir adelante y sobre todo porque atiende de manera amable a sus clientes.

Yesenia está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado los prestatarios Kiva ella podrá comprar más golosinas para su negocio como snacks, gaseosas, chocolates, galletas, entre otros, de esta manera tendrá más productos para ofrecer y sobre todo poder seguir adelante y poder hacer realidad su más grande sueño:” Tener un minimarket”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 177
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Yesenia Rosmery to buy merchandise such as snacks, soda, chocolates, cookies, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 18, 2012
Oct 14, 2012
Currency Exchange Loss:
Oct 17, 2013