Yesenia is very hardworking and with a great deal of effort started her business selling candy and groceries. She works about nine hours a day and can attend to up to 15 customers a day. As a result of her efforts, she is able to contribute to household expenses. She believes that her business is going well because of her desire to get ahead and more importantly, because of the warm way she treats her customers.
Yesenia is very grateful for her Kiva loans. Thanks to the help offered by Kiva, she will be able to buy more candies, such as snacks, sodas, chocolates, cookies, etc., for her business. In this way, she will have more products to offer and above all will be able to get ahead and realize her greatest dream: "to own a mini-market".
Yesenia está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado los prestatarios Kiva ella podrá comprar más golosinas para su negocio como snacks, gaseosas, chocolates, galletas, entre otros, de esta manera tendrá más productos para ofrecer y sobre todo poder seguir adelante y poder hacer realidad su más grande sueño:” Tener un minimarket”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid