Day after day Emilia works as a house maid. She works around 8 hours a day and with the fruits of her labors is able to pay, with much effort, for her household expenses. She thinks it is going well for her because she is very responsible and has a reason to get ahead: her children.
Emilia is very grateful to the Kiva lenders because thanks to their help she has been able to buy merchandise to start her business selling clothes, such as shorts, blouses, polo shirts, tank tops, and more. This way, she can have extra income and improve her earnings. This will allow her to maker her biggest dreams come true: having her own house and giveing her children a good education.
Día a día Emilia trabaja como empleada del hogar, ella traba alrededor de 8 horas al dia con el fruto de su trabajo puede solventar con mucho esfuerzo los gastos de su hogar; ella cree que le va bien en su trabajo porque es my responsable y sobre todo porque y tiene un motivo para salir adelante, sus hijos.
Emilia está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mercadería para iniciar su negocio de venta de ropa como short, blusas, polos bivirís, entre otros, de esta manera ella podrá tener un ingreso extra y así mejorar sus ingresos, lo que le permitirá luchar para poder hacer realidad su más grandes sueños:” Tener su casa propia y darle una buena educación a sus hijos.”
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid