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Emilia
Emilia is 36 years old. She lives in the city of Pucallpa. It is charcaterized as having a warm and pleasing climate. It has beautiful landscapes and above all, its residents are very cheerful and generous. Emilia is a mother of 2 children, aged 14 and 9. She loves them very much and above all works very hard to give them a dignified life with much love. When she has some free time, she likes to go out with her children and sometimes enjoy wth them one of her favorite dishes, the delicious “Caldo de Gallina”.

Day after day Emilia works as a house maid. She works around 8 hours a day and with the fruits of her labors is able to pay, with much effort, for her household expenses. She thinks it is going well for her because she is very responsible and has a reason to get ahead: her children.

Emilia is very grateful to the Kiva lenders because thanks to their help she has been able to buy merchandise to start her business selling clothes, such as shorts, blouses, polo shirts, tank tops, and more. This way, she can have extra income and improve her earnings. This will allow her to maker her biggest dreams come true: having her own house and giveing her children a good education.
View original language description ↓
Emilia tiene 36 años de edad, vive en la ciudad de Pucallpa, la cual se caracteriza por tener un clima muy cálido y acogedor, asimismo tiene paisajes muy bonitos y sobre todos sus pobladores son muy alegres y generosos. Emilia es madre de 2 hijos de 14 y 9 años de edad, a quienes ama muchísimo y sobre todo se esfuerza mucho por darles una vida digna y sobre todo con mucho amor. Cuando dispone de un tiempo libre le gusta mucho pasear con sus hijos y en ocasiones le gusta disfrutar junto a ellos uno de sus platillos favoritos el cual es el riquísimo “Caldo de Gallina”.
Día a día Emilia trabaja como empleada del hogar, ella traba alrededor de 8 horas al dia con el fruto de su trabajo puede solventar con mucho esfuerzo los gastos de su hogar; ella cree que le va bien en su trabajo porque es my responsable y sobre todo porque y tiene un motivo para salir adelante, sus hijos.

Emilia está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mercadería para iniciar su negocio de venta de ropa como short, blusas, polos bivirís, entre otros, de esta manera ella podrá tener un ingreso extra y así mejorar sus ingresos, lo que le permitirá luchar para poder hacer realidad su más grandes sueños:” Tener su casa propia y darle una buena educación a sus hijos.”

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Emilia to buy merchandise (shorts, blouses, polo shirts, tank tops, and more).
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 18, 2012
Listed
Oct 14, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2013