Check out some available loans that are similar to this one!
Carolina Antonia
Carolina lives in a town near the city of Managua with her husband, who works as a security guard to help her with the household expenses. They have children who are students. Her plans for the family are to improve their living conditions. Carolina works as a teacher in a public school in the area.

She needs the loan to improve the front part of her house, which is very insecure, and she has been robbed twice of the few possessions she had managed to acquire with great effort. This is why she decided to request her first loan to buy concrete blocks, cement, sand, and rebar, and to pay for labor. This way she'll give her children greater security.
View original language description ↓
La señora Carolina, es habitante de un municipio cercano a la ciudad de Managua, junto a su esposo el cual trabaja como guarda de seguridad para apoyarle con los gastos del hogar, ellos tienen hijos quienes estudian, los planes hacia su familia es mejorar las condiciones de vida, Carolina labora como docente en una escuela pública del sector, el financiamiento lo necesita para mejorar la parte delantera de la vivienda ya que es bien insegura y en dos ocasiones le han robado las pocas pertenencias que con mucho esfuerzo a logrado adquirir . por esta razón opto por solicitar su primer préstamo para comprar bloques, cemento, arena, hierro, y el pago de la mano de obra, de esa manera le brindara mayor seguridad a sus hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $25,011,000
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $1,050 helped Carolina Antonia to buy concrete blocks, cement, sand, and rebar, and to pay for labor.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Nov 1, 2012
Currency Exchange Loss:
Nov 30, 2012