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Luis Angel
Luis is 21 and lives in the city of Pisco. Pisco is characterized by its very warm climate. Although it is very dusty, it is an agricultural city. In particular, the residents cultivate corn and cotton, among other crops. Luis is a very hard-working young man, but when he has free time he greatly enjoys playing soccer with his friends and neighbours. His greatest pleasure is eating his favourite food, the rich "ceviche mixto". Due to economic factors, he was only able to stay in school until the fifth grade of secondary school. He would have liked to study business administration.
Every day, Luis works as a mechanic in a company in the city. He does heavy machinery maintenance and works about ten hours per day. He thinks that things are going well for him at work because he is very responsible and, above all, because he has a desire to succeed.
Luis is very grateful to the Kiva lenders since, thanks to the help that they have offered him, he will be able to buy cement, sand, paint, and other materials for making improvements to his home. This will allow him to provide his parents with a better quality of life and to continue working hard every day to make his greatest dream a reality: "To have my own home and to have a large business."
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Luis tiene 21 años de edad, el vive en la ciudad de pisco, ciudad que se caracteriza por tener un clima muy cálido ya cogedor, asimismo se desarrolla la agricultura, en especial el cultivo de maíz, algodón, entre otros. _luis en un joven muy trabajador, pero cuando dispone de un tiempo libre le gusta mucho jugar futbol con sus amigos y vecinos de barrio, pero lo que más le gusta es comer uno de sus platillos favoritos el cual es el riquísimo “ceviche Mixto”. Debidos a motivos económicos el solo pudo estudiar hasta el quinto grado de educación secundaria, pero le hubiera gustado estudiar la carrera de administración de empresas.

Cada día Luis trabaja como mecánico, en una empresa de su ciudad, el realiza mantenimiento a la maquinaria pesada y por ello labora alrededor de 10 horas al dia; el cree que le va bien en su trabajo porque es muy responsable y sobre todo porque tiene ganas de salir adelante.

Luis está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar cemento, arena, pintura, entre otros materiales para realizar mejoras en su vivienda, con lo cual podrá darle una mejor calidad de vida a sus padres y poder seguir luchando cada día para poder hacer realidad su más grande sueño:” Tener su casa propia y tener un gran negocio”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 131
    View loans »
    Peru Loans Fundraising
  • $57,388,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD