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Luisa Lavina

Update on Luisa Lavina

Luisa is a resident of the town of Ticuantepe. Her children are already grown and live independently. Luisa works for a private company, but her salary does not allow her to invest in improvements to the bathroom in her home.

She needs a loan in order to buy tiles, a wash basin, grout, cement, and a door. Her previous loan was used to install ceramic tiles in her living room and she is very pleased that she was able to accomplish this. Luisa is grateful for the support that AFODENIC and Kiva are providing so that people can improve their quality of life.

View original language description ↓
Luisa habítate del municipio de Ticuantepe, sus hijos ya son mayores de edad e independientes, ella trabaja para una empresa privada, pero su salario no le da para invertir en la mejora del baño de su vivienda, el crédito lo necesita para comprar azulejos, lavamano, masía, cemento, y una puerta, con el crédito anterior logro poner cerámica a la sala por lo que está muy contenta por los logros que está obteniendo, gracias al apoyo que brinda Afodenic en conjunto con kiva para mejorar la calidad de vida de las personas.

Previous Loan Details

Sra. Luisa Lavina P. S. is 56 years old and lives with her family in the neighborhood of Medardo Andino. Her husband is an employee of MAGFOR (Ministry of Agriculture and Forestry) and contributes toward the household income. Her grown children are working and also help with the expenses. Luis... More from Luisa Lavina's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 82
    View loans »
    Nicaragua Loans Fundraising
  • $25,447,400
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Luisa Lavina to buy tiles, a wash basin, grout, cement, and a door.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Nov 1, 2012
Currency Exchange Loss:
Jul 18, 2013