The loan they are taking out will benefit small businesswomen, of whom Gloria is one. She tells us that this is her first loan cycle with Pro Mujer, having joined after being invited by a friend who is a member of the institution. She currently has a business running a corner store; she tells us she started this business on her own initiative with a little capital and the desire to better herself.
The loan she will take out is to increase her capital so she can buy foodstuffs at the fair in the city of La Paz, which she will then sell at her store. This way of working allows her to generate income to support her family as best she can, as she is single and has three children.
When asked what it is she likes about Pro Mujer, she says that she likes the health area.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Gloria es integrante, ella indica que es el primer ciclo que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tienda de barrio; cuenta que este negocio lo emprendió por iniciativa propia con un poco capital y deseos de superación.
El crédito que ahora sacará es para el incremento de capital (compra de víveres) que adquirirá de la feria de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia pues ella es soltera y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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