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Celia Noroska
Celia, 35, is married and is an attorney. She has a son in her care and wants to provide what’s necessary like education and schooling so he can develop properly. She works as a project coordinator in a private firm and her priority is to do some home improvements for her family’s comfort at home. Because of this, she’s decided on her first loan to buy paint to make her house more attractive..
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Celia tiene la edad de 35 años, es casada, de profesión abogada, tiene un hijo por quien velar para brindarle lo necesario en su buen desarrollo, como lo es la educación y los estudios; trabaja para una institución privada como coordinadora de proyecto, para ella el hacer mejoras en su vivienda es una prioridad para la comodidad de su hogar y la de su familia, por esta razón ella está optando pon un primer crédito con lo que comprara pintura y así darle mejor presentación a su casa.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Celia Noroska to buy paint.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Nov 1, 2012
Currency Exchange Loss:
Dec 15, 2012