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Adriana Mercedes
Adriana is 54 years old, is married and has three children, of whom two depend on her. Her daughter attends 5th year of Biology and his son attends his 3rd year of Law. Adriana works for a governmental institution for 14 years. She is an entrepreneur, happy, with a desire to excel for her and her family.

This loan she is requesting will be invested in paying her daughter's college certificate. The previous loans she received have been of great help, because she has made some improvements in her home. She is grateful to Kiva and Ceprodel for the support they can offer to realize her dream of preparing her children for higher education.
View original language description ↓
La señora Adriana tiene la edad de 54 años, es casada y tiene 3 hijos, de los cuales 2 están a su cargo. Su hija cursa el 5to año de Biología y su hijo cursa el 3er año de la carrera de Derecho.

Doña Adriana labora para una institución gubernamental desde hace 14 años. Ella es una persona emprendedora, alegre, con deseos de superación al igual que su familia.

este crédito que esta solicitando lo invertira en pago de tramite de titulo universitario de su hija, con los créditos anteriores que ha recibido le han sido de gran ayuda, ya que a realizado algunas mejoras en su casa de habitación.

agradece a KIVA y CEPRODEL por el apoyo que le puedan brindar, para cumplir su sueño de lograr preparar a sus hijos con un educación superior.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 137
    View loans »
    Nicaragua Loans Fundraising
  • $24,079,275
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Adriana Mercedes to pay for college expenses (certificate).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Oct 14, 2012
Currency Exchange Loss:
Oct 17, 2013