This loan will benefit small micro-entrepreneurs, such as Sra. Damiana who is a member of the group. She says that this is the first time she has joined a group with Pro Mujer after receiving an invitation from one Pro Mujer’s promoters who visited her at her home. Damiana currently has a business of making bread. She took over this business from her mother, who was in the same line of work. Her business would eventually go on to consume most of her time.
The loan she is receiving now will be used to increase her capital for purchasing flour, firewood, and butter. These supplies will be acquired in the city of La Paz and used later in making her products that will be sold at the bus terminals in El Alto. Working in this manner makes it possible for her to generate income to support her family. Damiana is single and has two children.
When asked what she likes about Pro Mujer, Damiana says that she enjoys the savings and the health program. In the photograph, Sr. Alfredo is not present. He did not want his picture taken for cultural reasons.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Damiana es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa a visitarla. En la actualidad ella tiene un negocio de elaboración de pan; cuenta este negocio lo adquirió de su madre quien trabajaba en este rubro, posteriormente ella se hizo caso del negocio.
El crédito que ahora sacará es para el aumento de capital (compra de harina, leña y manteca) que adquirirá de la ciudad e La Paz y posteriormente a la elaboración, lo comercializará en las terminales de El Alto. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia pues ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro y el área de salud.
Ena la fotografía no esta presente el señor Alfredo, por raones culturales no quizo salir en la fotografía.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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