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Amanecer Group
In this Group: Silvia Oshin, Francisca Paula, Zulma Soledad, Wilma Liliana, Marcelina , Monica , Martha , Simona
“Amanecer” (Dawn) is a Communal Bank that will start its tenth cycle with Pro Mujer as part of the Cascada Community Center. It is composed of eight members, guided by a directive board presided over by Silvia. The members of the Communal Bank engage in different activities such as running a glasware store, selling vegetables, running a neighborhood store, working as a street seller, selling clothes, weaving macramé and selling vegetables.

Silvia is one of the micro entrepreneurs forming this group, and she will benefit from the requested loan. Leonora says she has been a member of Pro Mujer for one year, and that she has been invited to enter by her mother who is a member of the institution. She currently engages in selling stencils and paintings. She says that she has learned this activity form her parents while helping them selling these products, and that then she has decided to start her own activity and sell this products on her own.

The loan she in now requesting will be used to increase her working capital by buying stencils and paintings in the fairs of the town of La Paz. She will then sell them in her stall. This type of activity helps her earning an income to economically provide for her family as much as she can, as she is a single mother of one child.

When asked about what she likes of Pro Mujer, she answers that she likes the many benefits they offer.
View original language description ↓
La A.C. “AMANECER” iniciará el decimo cuarto ciclo en Pro Mujer, como parte del Centro Focal de Cascada, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Silvia es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: tienda de vidriería, venta de verduras, tienda de barrio, mercachifles, venta de ropa, macramé, venta de verduras.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Silvia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de su madre que es socia de la institución. En la actualidad ella tiene un negocio de plantillas y cuadros; cuenta que este negocio lo aprendió de sus padres, ya que ella les ayudaba a la comercialización de estos productos, posteriormente decidió emprender su propio negocio de comercialización de estos productos.

El crédito que ahora sacará es para aumento de capital (compra de plantillas y cuadros) que adquirirá de la feria de la ciudad de La Paz y posteriormente lo comercializará en su puesto fijo. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia pues ella es soltera y tiene un hijo.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta que la institución le ofresca muchos beneficios.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 93
    View loans »
    Bolivia Loans Fundraising
  • $29,522,775
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Amanecer Group's $3,950 loan helped a member to buy stencils and paintings.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 4, 2012
Listed
Oct 16, 2012
Currency Exchange Loss:
Covered
Ended:
Jun 17, 2013