El Sauce is located 90 km from the administrative division of León. It is a nice town surrounded by beautiful nature, where the majority of clients make a living trading. It is characterized as a zone that is dedicated to municipal development, and there are other sources of income such as livestock and agriculture.
Santiago was born and raised in this town with good customs and a love for work. Since when he was very young they taught him to survive on his own economic endeavors, such as his barbershop.
He began his business four years ago, which consists of a small barbershop where services are offered to the residents of the area. Today he has his own clientele, but due to the needs of his business he is requesting a loan to purchase cement, sand, and to pay for labor to make improvements to the building where his business is located.
He thanks Kiva and Ceprodel for the support with these small loans that help improve many businesses that need working capital to move forward and become stable in the market, and in the same way he is thankful for the attention that has been offered to him and for having gone to his home to offer him a loan.
El Sauce está ubicado a 90 km del departamento de León, es un Lindo pueblo rodeado de una naturaleza bella, donde la mayoría de los clientes se dedican al comercio, se caracteriza por ser una zona donde se dedica al desarrollo municipal, también existen otros rubro como es la ganadería y a la agricultura.
Santiago es nacido y criado en este municipio con buenos costumbre y amor al trabajo que desde muy pequeño le enseñaron a sobrevivir con su propias actividades como es la barbería.
Empezó su negocio desde hace 4 años, el cual consiste en una pequeña barbería donde brinda servicios a los pobladores de la zona, hoy en día tiene su propia clientela, pero debido a la necesidad de su negocio él está solicitando crédito para la compra de: Cemento, arena y pago de mano de obra para realizar mejoras al local donde tiene su negocio.
Agradece a KIVA y Ceprodel por el apoyo con estos pequeños créditos que ayudan a mejorar muchos negocios que necesitan de capital de trabajo para salir adelante y ser estables en el mercado y de la misma forma agradece por la atención que se le ha brindado y por haberle ido a ofrecer el crédito a su casa de habitación.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.