Silvia works as an employee of a transportation company in the Rió Seco of the city of El Alto. She studied and finished secondary school and she currently works more than eight hours per day as she needs to make an income to cover food costs and basic services for her family.
She needs this loan to purchase materials like stucco and paint to finish remodeling her room as the walls are made of adobe and she wants a better quality of life. Silvia's dream is to improve her income so that she can become independent and have more comfort. This is the second time she has worked with IMPRO and the first time with Kiva.
Silvia trabaja como empleada en una Empresa de transportadores en la zona Rió Seco de la Ciudad de El Alto.
Ella estudió hasta terminar la secundaria y actualmente trabaja por más de ocho horas al día ya que con sus ingresos debe cubrir los gastos de alimentación y pago de servicios básicos de su familia.
El crédito lo requiere para comprar material como estuco, pintura, para terminar la obra fina de su habitación ya que las paredes son de adobe y desea mejorar su calidad de vida.
El sueño de Silvia es mejorar sus ingresos para poder independizarse y tener más comodidad.
Es la segunda vez que trabaja junto a IMPRO y la primera vez con KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid