Islom B. has been engaged in the livestock business for 5 years. He learned special skills from his father a s a young boy. Islom is a very good family man. He has a good flock (a pedigree bull and a milk cow). Mr. B. Islom is engaged both raising and selling livestock. It is a part-time business because Islom is a schoolteacher and works in the rural school. Mr. Islom B. has a good reputation. Now Mr. B. applies to KIVA for a business development loan of 1800 TJS for 8 months. The loan will be used to purchase rams and develop a sheep business He thanks KIVA for the support that KIVA offers to small entrepreneurs.