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Araba, pictured here scooping soup from a pot, operates a food bar, where she sells a variety of African dishes. The types of food she serves are fufu, banku and rice balls. She has been in this line of business for four years.

She is married, and her husband works as a driver. She and her husband have four children. Araba uses her income to help pay for their children’s school fees.

She is seeking this loan to purchase food ingredients so that she can prepare various foods for sale. With the profits she expects to generate as a result of the loan, Araba plans to get a different place so that she can better serve her customers.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Araba to expand and improve her business by purchasing additional food ingredients.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Oct 17, 2012
Currency Exchange Loss:
Feb 15, 2013