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Azka's Group
In this Group: Azka, Gul, Nafeesa, Bushra, Shakeela, Rashida, Tasleem, Ayesha, Farkhanda, Shahida
Azka is a 34-year-old woman who lives in Rawalpindi, Pakistan, with her husband and two sons. Both of her sons are students. Her husband is a taxi driver and in recent weeks he has not been able to generate any income as the engine of his taxi is not working properly. Azka herself is an efficient tailor who has operated her business very well since 2008. Her husband is very happy that his wife has been doing a great job.

Azka, as a member of a 10-person lending group, has requested a loan from Kiva partner BRAC Pakistan. With the loan amount, she will be purchasing a new sewing machine so that she can expand her business. With the profit, she will save some money and repay the loan amount. She wants to purchase a new taxi for her husband. As she is living in a rented house with her family, she dreams to build her own house. She also desires to increase her business and to provide a quality education for her children. Many thanks from her to all the staff of Kiva and BRAC Pakistan.
Note: In the picture Azka holding a passbook in her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $3,004
    Average annual income
  • 200
    View loans »
    Pakistan Loans Fundraising
  • $13,658,475
    Funds lent in using Kiva
  • 95.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Azka's Group's $2,075 loan helped a member to purchase a sewing machine to expand her tailoring business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 9, 2012
Listed
Oct 17, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013