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Kousar
Ms.Kousar is 30 years old and married. She has three children, two daughters and one son. She is striving hard to meet their needs, including food, clothing, and health. Her husband is employed in a small restaurant; his income is not sufficient to meet the daily expenditures of the family. She started her business to contribute in the family income.

She is in the business of sewing for many years. She is very familiar with stitching techniques. She initiated her business with the support of Kashf Foundation; she took her first loan to buy a sewing machine. At present, she enjoys a great client list and has gained a lot of appreciation and popularity in her community.

She requested a loan of Rs 25,000 to buy a stock of threads of different colors, buttons, needles, etc., so she will be able to meet the demands of her customers without fail. She hopes to grow her business, and dreams of giving her children a good and quality education through all her hard work in her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $3,004
    Average annual income
  • 158
    View loans »
    Pakistan Loans Fundraising
  • $13,425,575
    Funds lent in using Kiva
  • 95.5
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $275 helped Kousar to buy a stock of threads of different colors, buttons, needles, etc.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 24, 2012
Listed
Oct 17, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013