Shirley, 31, is a resident of Manila, Philippines. She is married to Zaldy, a driver. She, together with her husband and children, manage their household while operating a junk shop business. At this time, she is working hard to continually provide income for their everyday expenses.
Trash is not actively segregated in the Philippines. While waiting for their local dump trucks, people scavenge garbage dumps and trash bags for recyclable materials like metal, copper, plastic, and paper. They sell these items to junk shops for a little profit. Junk shops then stack, clean, and gather huge quantities of these materials and sell them back to foundries, factories and other industries. Shirley also raises pigs in her compound and her regular customers are her neighbors and the local community. She earns a minimum of PHP 1000 in sales every day.
To help her continue operation of her business, she is requesting a PHP 50,000 loan. She will be incorporating the loan into her current revolving fund used to buy trash from collectors. She expects a boost in her business income as she expands her business.
Shirley hopes to grow her business and dreams to be able to give her children a high-quality education through all her hard work in her business. She faithfully meets up with her co-fellowship members to share stories of her work every week and it's where she can also draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.