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Hean's Group
In this Group: Hean, Hou
Hean, 39, is a married mother of five children living in the Thmor Koul district of Battambang province. She still has four of her five children to take care of. All of them work for others for pay. To support the family, she and her husband engage in fishing, and they sometimes work for others for pay, to be able feed their family better. They have been in business for five years. They can earn about 50,000 KHR per day, and they manage to save almost 30,000 KHR each day after meeting their daily expenses.
This is Hean's third loan from VisionFund. She has completely repaid her first two loans, which have helped her support her family. Now she is leading her group of two to apply for a loan. She will use her portion to buy fishing equipment, such as a cast net, pliers, etc. Through this loan, she hopes to increase her income and improve her family’s living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 288
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,031.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Hean's Group's $250 loan helped a member to buy a cast net, pliers and other fishing equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 14, 2012
Nov 1, 2012
Currency Exchange Loss:
Mar 15, 2013