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Roza is from the Senaki district of Georgia. She is 62 years old and lives with her husband. Roza works as a doctor at the emergency hospital and gets a monthly salary. She also is provided with a retirement pension. The family is involved in the agricultural business. Specifically, Roza runs a small dairy farm. She has a milk cow, whose milk is used in cheese products. These cheese products are sold at the local open market. In addition, she is involved in poultry farming and sells eggs locally. The family also grows maize on the family-owned land. Roza is a very hard-working woman, with rich experience in her work.

She has applied for this loan to increase the number of cattle. With the requested loan she plans to purchase an additional milk cow. This will allow Roza to provide more milk from her dairy and increase sales. This will give her an opportunity to improve her family's living conditions. Roza awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 56
    View loans »
    Georgia Loans Fundraising
  • $8,096,850
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Roza to purchase a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Oct 17, 2012
Currency Exchange Loss:
Nov 18, 2013