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Karina Mariuxi
The “Bienestar y Progreso” (Wellbeing and Progress) communal bank meets every fifteen days in Colorado in Montecristi Canton known for its rich pre-colonial culture and for its crafts that are renown both nationally and internationally; it’s where the famous straw hats come from.

Karina, 31, lives here. She’s married and has two children who are 9 and 8 years of age and attend school. Her husband is a merchant.

She is a great housewife who is also a merchant in order to help cover household expenses. She sells all types of clothes, sheets, curtains and various other products door-to-door. She works four days a week throughout the city offering her wares to customers and she also sells at home where her best-known customers come by. She sells on credit and collects every Saturday. She’s been in this activity 8 years and does very well.

She will use this loan to go to Guayaquil to buy more merchandise like pants, blouses, t-shirts and children’s clothes. She’s been in the communal bank for 8 years and likes it because she started her business with the first loan for which she’s very grateful. Her dream is to provide her children with a good education.
View original language description ↓
EL Banco Comunal Bienestar y Progreso se reúne cada quince días en Colorado del Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Karina, tiene 31 años de edad, está casada y de esta relación tienen dos hijos de 9 y 8 años que estudian en la escuela. Su esposo es comerciante.

Ella es una gran ama de casa que para ayudar con los gastos del hogar se dedica al comercio, vende ropa de todo tipo, sabanas, cortinas y varios productos más, su forma de venta es puerta a puerta y trabaja 4 días de la semana, sale a recorrer por toda la ciudad ofreciendo sus productos a sus clientes y también vende en su casa hasta donde llegan sus clientes más conocidos, deja a crédito y cobra cada sábado. Tiene 8 años que se dedica a esta actividad y le va muy bien.

Este crédito lo va emplear para ir Guayaquil a comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde hace 8 años y le gusta porque con el primer crédito empezó su negocio por lo cual está muy agradecida.

Su sueño es darles una buena educación a sus hijos.


About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Karina Mariuxi to buy clothes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 28, 2012
Listed
Nov 1, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013