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Irene Jaqueline
The “Bienestar y Progreso” (Wellbeing and Progress) communal bank meets every fifteen days in Colorado in Montecristi Canton known for its rich pre-colonial culture and for its crafts that are renown both nationally and internationally; it’s where the famous straw hats come from.

Irene, 37, lives here. She’s single and lives with her parents. She’s been in the communal bank since its beginning and she’s its treasurer; she likes it because they are very united in the group.

She’s employed at a public institution from Mondays to Fridays but in addition to this she also sells all types of clothes; she has a space set aside at home to do so. While she’s at her job, she employs a person who takes care of her business. She also sells to her coworkers who are her best customers. She sells on credit and collects payments bi-weekly. Her merchandise is sent to her from New York which is why her customers ask her to show them her products as soon as they arrive. She’s been in business three years and does very well.

This loan is to buy pants, shirts and children’s clothes which are what she sells the most. Her dream is to continue working and increasing her business.
View original language description ↓
EL Banco Comunal Bienestar y Progreso se reúne cada quince días en Colorado del Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

Aquí vive la señorita Irene, tiene 37 años de edad, está soltera y vive en casa de sus padres. Esta desde el inicio en el Banco Comunal, es la tesorera del banco y le gusta porque son muy unidas en el grupo.

Ella trabaja en una institución pública de lunes a viernes y también se dedica a la venta de ropa de todo tipo para lo cual tiene un local en su casa, mientras ella está trabajando tiene una persona encargada de atender su negocio, en su lugar de trabajo también les vende a sus compañeras las mismas que son sus mejores clientes. Ella deja a crédito y cobra cada quince días. Su mercadería se la envían desde New York por lo cual sus clientes cada vez que llega mercadería le piden que les muestre sus productos. Lleva tres años en este negocio y le va muy bien.

Este crédito es para comprar pantalones, camisetas y ropa de niños que es lo que más vende.

Sus sueños son seguir trabajando y aumentando su negocio.



About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Irene Jaqueline to buy clothes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 28, 2012
Listed
Nov 1, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013