Prados De San Roque Group
The loan that they are requesting will benefit the group of micro-entrepreneurs of which Fania is a member. She says that this is the first time that she has been a member of Pro Mujer and she joined on the invitation of a friend who is a member of the institution. She currently has a business knitting sweaters for babies. She let us know that she started this business on her own initiative and, to date, she is doing well.
The loan that she is requesting now is to increase her capital to buy wool from the merchants in the city of El Alto which she will later knit and sell from her permanent stall. This type of work enables her to generate income to support her family as much as possible. She lives with her partner and 4 children.
When she was asked what she likes about Pro Mujer, she answered that she likes the credit and health training.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Fania es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejidos de chompas de bebe, da a conocer que este negocio lo emprendió por iniciativa propia y hasta el momento le va bien en el trabajo.
El crédito que ahora sacará es para el aumento de capital (compra de lanas) que adquirirá de las proveedoras de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su puesto fijo. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en unión libre y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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