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Julio Ignacio
Julio is 35, married, and has two children. He says that his parents were merchants, and, therefore, he followed in their footsteps. He is a merchant and has a store in Libertad. He saves so that he can have a business at home and a truck to transport clothing. He works with his wife from 9:00 a.m. until 4:00 p.m. He will use the loan to buy more merchandise such as coats, tarps, blouses, and sheets.
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Julio tiene 35 años de edad, estado civil casado, tiene 2 hijos .Cuenta que desde muy pequeño sus padres era un comerciantes .Por eso el también siguió esos pasos, actualmente el trabaja como comerciante en un establecimiento que tienen en libertad, ahorrar para poner mi propio negocio en casa y un camioneta para transportar mi mercadería de ropa. El con su esposa trabaja de 9:00am hasta las 16:00pm. Con el préstamo él quiere comprar mucha más Mercadería :abrigo,toldo ,blusa,sabanas

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 67
    View loans »
    Ecuador Loans Fundraising
  • $24,996,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $675 helped Julio Ignacio to buy more merchandise such as coats, tarps, blouses, and sheets.
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 10, 2012
Oct 13, 2012
Currency Exchange Loss:
Nov 12, 2012