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Nancy
Nancy belongs to the "El Milagro" communal bank in the city of Curicó. She has been a dressmaker for 25 years. She took some specialized courses which allowed her to improve herself and launch her business.

Specifically, she makes uniforms, track suits and skirts, for school. She carries on her sewing work and dressmaking from Monday to Sunday, and distributes her hours of work in accordance with her availability.

She seeks out customers, and they also come to her home to place orders for uniforms. She buys her merchandise in the city of Santiago, at distributors and shops where she finds high-quality fabric in a variety of colors, at low cost, and therefore affordable.

With the loan, she will buy high-quality fabrics only, in a variety of colors. One of Nancy's goals is to continue with her business, in order to generate greater income, and with this, access a better quality of life.

Nancy lives with her husband and four children, ages 25, 12, 17 and 9, who are all in school. Her dream for her work is to have a workshop just for her sewing and dressmaking, and at the family level, to provide her children with a good education.

She is very happy and grateful for the opportunity that Fondo Esperanza has offered her, as it has allowed her to invest in her business. In addition she feels very happy to be with the other entrepreneurs, as they are very close-knit group and there is respect.

Curicó is located in the Maule region, in the central part of the country. Curicó's climate is Mediterranean and is considered one of the most pleasant in the country. It is also known for its culture related to wine, and for its beautiful natural surroundings.

Despite the fact that the workforce has grown, this area continues to be, according to the latest census, one of the poorest in the country.
View original language description ↓
Nancy forma parte del Banco Comunal “El Milagro” perteneciente a la ciudad de Curicó.
Ella se dedica al rubro de confección y costuras, desde hace 25 años. Realizó algunos cursos de especialización, lo que le permitió perfeccionarse y emprender en su negocio. Específicamente confecciona uniformes, buzos y poleras de colegio.
Nancy se desempeña en sus labores de costuras y confección de lunes a domingos y su horario de trabajo lo distribuye de acuerdo a su disponibilidad, ella busca su clientela, así como también llegan a su casa para realizar pedidos de uniformes.
Su mercadería la compra en la ciudad de Santiago en distribuidoras y locales donde encuentra telas de gran calidad y variedad de colores a bajo costo, por lo tanto conveniente económicamente.
Con el crédito comprará solamente telas de gran calidad y variedad en colores.
Una de las metas de Nancy es continuar con el negocio, para generar mayores ingresos, así con esto optar a una mejor calidad de vida.
Nancy vive junto a su marido y cuatro hijos de 25, 22, 17 y 9 años de edad, quienes se encuentran todos estudiando. Sus sueños a nivel laboral es tener un taller solo para sus costuras y confecciones, y a nivel familiar darles una buena educación para sus hijos.
Ella está muy contenta y agradecida de la oportunidad que le ha brindado Fondo Esperanza, ya que le ha permitido invertir en su negocio. Además se siente muy contenta con la compañía de las demás emprendedoras, ya que son muy unidas y existe respeto.
Curicó se ubica en la región del Maule, zona centro del país. El clima de Curicó es de tipo mediterráneo y es considerado como uno de los más agradables del país. Se caracteriza además por su cultura en torno al vino y sus alrededores de belleza natural. A pesar de que la fuerza de trabajo se ha incrementado, esta zona sigue siendo, según el último censo, una de las más pobres del país.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $19,100
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,637,700
    Funds lent in using Kiva
  • 474.1
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Nancy to buy high-quality fabric only, in a variety of colors.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 14, 2012
Listed
Oct 13, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013