Nueva Solidaridad Group
The loan they will now take out will benefit small-business owners, of which Mery is one. She says that she joined Pro Mujer two years ago, at the invitation of a field representative who came to visit her at home. Currently she has a business selling cheese. She says that she learned this work from her mother years ago, and subsequently began her own venture.
The current loan is so that she can increase her working capital by buying cheese, which she will acquire from the people in her community who make it. Later, she will sell it in the markets in the city of El Alto. This form of work allows her to generate income for supporting her family as far as possible, as she is in a common-law relationship and has four children.
When asked which she likes about Pro Mujer, she answers that she likes the loans and the savings program.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Mery es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una promotora que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de queso, da a conocer que esta actividad la aprendió de su madre hace años, posteriormente inicio su propio emprendimiento.
El crédito que ahora sacará es para el aumento de capital (compra de queso) que adquirirá de las personas que elaboran de su comunidad, posteriormente lo comercializará en las ferias de la ciudad de El Alto. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en unión libre y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los créditos y los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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