Elias lives in Kilifi, Kenya. He is married and has three children in school. He was introduced to Milango by his friends.
Elias owns a public service vehicle--a three-wheeler--which he uses to transport people and goods in his town. He has run this business for five years. He is also employed at a local hotel as a chef. The main challenges he faces are police harassment and unpredictable fuel prices.
Elias is applying for loan of 52,300 Kenyan shillings to purchase another three-wheeler. He will use the additional income to add to his savings, improve his standard of living and educate his children. He plans to start other businesses in the future.