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Rosa Matilde
Rosa is 58 years old, she lives in the town of Pisco, which boasts a warm and welcoming climate. The Ballestas Islands nearby also attract flocks of tourists year in and year out. Rosa has four children. Together with her husband, she worked very hard to make sure they live with dignity. They love their children very much. Rosa learned at a very young age what it means to earn one's bread at the sweat of one's brow, since her parents were very poor and she had to work to help support the family. She emerged from the experience a very hardworking woman. Thus, little by little, and sparing no effort, she was able to save enough to start her clothing sales business five years ago. She attributes its success to her amenity towards clients and her desire to get ahead. Rosa is very grateful to Kiva lenders since, thanks to their help, she will be able to buy children's clothes to sell, such as dresses, T-shirts, tiny polo shirts, and others. This way, she will be able to offer a greater variety of products, increase her income and keep fighting to make her greatest dream come true: "I want to improve my quality of life".
View original language description ↓
Rosa tiene 58 años de edad, vive en la ciudad de Pisco, la cual se caracteriza por tener un clima cálido y acogedor, asimismo podemos apreciar lugares turísticos como las “Islas Ballestas”, las cuales reciben a muchos turistas en todo el año. Rosa es madre de 4 hijos y junto con su esposo han trabajado muy duro para poder darles una vida digna y sobre todo con mucho amor a sus hijos. Desde muy pequeña rosa aprendió lo que es ganarse el pan con el sudor de la frente ya que sus padres no tenían muchos ingresos y por ello Rosa tuvo la necesidad de trabajar para poder apoyarlos; es por ello que Rosa es muy trabajadora, poco a a poco con mucho esfuerzo y ahorro logro iniciar su negocio de venta de ropa desde hace ya 5 años, ella cree que le va bien en su negocio porque es muy amable con los clientes y sobre todo porque tiene muchas ganas de salir adelante.

Rosa está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar ropa para niños como vestidos, poleritas, politos, entre otros y de esta manera ella podrá tener mayor variedad de productos y sobre todo porque podrá mejorar sus ingresos y seguir luchando para poder hacer realidad su mas grande sueño:” Mejorar su calidad de Vida”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 162
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Rosa Matilde to buy clothes to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 15, 2012
Oct 13, 2012
Currency Exchange Loss:
Sep 17, 2013