Mrs. Ndack, the leading borrower of the group, is 38 years old, and the mother of three children: two girls and one boy. She runs a small business selling shoes, hand bags, and kitchen utensils. She has several years experience with this type of work. In the photo she is standing to the right and dressed in a multi-colored dress, with her hand raised.
She buys her shoes, hand bags, bowls, plates, etc., in Louga to re-sell at the market in her village.
She foresees, with her loan, buying 20 hand bags, 25 pairs of shoes, and fabric in order to earn substantial income from her sales.
With her profits, she would like to build up her savings in order to be able to pay back her loan quickly.
Madame Ndack l'emprunteur vedette est âgée de 38 ans, mariée elle est mère de 3 enfants 2 filles, 1 garçon. Elle mène une activité de petit commerce de chaussures, de sacs et ustensiles de cuisine elle a une bonne expérience de plusieurs années.Sur la photo elle est debout à droite vêtue en robe multicolore et a levé la main gauche.
Elle achéte ses chaussures, sacs, bols, assiettes.... à Louga et revend au marché de son village.
Elle envisage avec son prêt acheter 20 sacs à main, 25 paires de chaussures et des tissus pour ainsi se faire beaucoup de revenus à la vente.
Avec ses bénéfices elle souhaite développer son épargne pour atteindre rapidement le plafond du prêt spécial.
About CAURIE Micro FinanceThe mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid