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Celia Lorena
Celia Lorena is 49 years old, married, and has four children. She lives with her children and husband in the city of Ventanas in the province of Los Rios. She is a member of the Ventanilla 5 de Septiembre group which is located in the banana region, belonging to the canton of Ventanas where they work in agriculture and livestock.

Celia Lorena works in agriculture growing corn and raising pigs. She is asking for a loan to buy seeds, insecticides, urea, a pig, and polvillo [dust or powder sometimes made from rice which can be an ingredient in animal feed]. The purchases are made in Mocache.

With the help of the loan she can buy what is needed for the crops and buy an animal to raise and sell. Her dream is to fix up the house. The challenges that she faces are pests. In her free time she likes to do housework.
View original language description ↓
CELIA LORENA tiene 39 años de edad de estado civil unión libre tiene cuatro hijos, vive con los hijos y el esposo en la ciudad de Ventanas provincia de los Ríos.

Es integrante de la Ventanilla 5 de septiembre, se encuentra ubicada en el Recinto los plátanos, Pertenece al Cantón Ventanas se dedican a labores agrícolas y pecuarias.

CELIA LORENA se dedica a la agricultura a la siembra de maíz y crianza de cerdos. Solicita el crédito para comprar semillas, insecticidas, urea un cerdo y polbillo. Las compras las realizará en Mocache.

Con la ayuda del crédito podrá comprar lo necesario para las siembras y comprar un animal para criarlo y venderlo. El sueño es arreglar la casa. Los desafíos a los que se enfrentan son las plagas. En el tiempo libre le gusta realizar quehaceres domésticos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Celia Lorena to buy seeds, insecticides, urea, polvillo, and a pig to raise and sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 18, 2012
Oct 13, 2012
Currency Exchange Loss:
Oct 24, 2013