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Pauline's Group
In this Group: Pauline *, Fatoumata, Ramatoulaye, Maïmouna , Mariama, Elisabeth , Adama, Ouly
* not pictured
This group was formed when Santhiaba was divided in two. Created on March 23, 2001, of women from the same district and their friends from other districts, the group quickly grew large enough to be divided into two groups. The majority of its members are involved in the business of selling vegetables, fruits etc.
Mrs. Elisabeth is a widow, 65 years old, and has five children, two boys and three girls between the ages of 21 and 13. She is to the right in the photo, standing with her hand raised. She is in the business of selling brooms and seasonal fruits. With this loan she plans to buy three bundles of brooms at 123,000 frs per unit, one load of watermelons at 70,000, and use 15,000 frs for working capital.
The profits made will be used to meet food, education, and healthcare needs of her children, and also to increase her saving in the program.
View original language description ↓
Le groupe est issus de la scission de Santhiaba en 02 groupe. Créé le 23 Mars 2001, entre des femmes du même quartier et leurs amies des autres quartiers, le groupe a vite grandi pour être finalement scindé en 02. La majorité de ses membres évolue dans le petit commerce de légumes, fruits etc.
Mme Élisabeth est une veuve, âgée de 65 ans, avec 05 enfants dont 02 garçons et 03 fille âgés entre 21 et 13 ans. Elle se situe à droite de la photo, debout et levant la main. Elle s'active dans la vente de balais et de fruits saisonniers. Avec ce prêt, elle compte acheter 03 colis de balais à 125.000 frs l'unité, 01 chargement de pastèques pour une valeur de 70.000 et 15.000 frs de fonds de roulement.
Les bénéfices escomptés seront affectés à la prise en charge de ses enfants pour la nourriture, la scolarité et la santé, mais aussi à augmenter son épargne dans le programme.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 44
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 510.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Pauline's Group's $5,875 loan helped a member to buy bundles of brooms and baskets of fruits to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 17, 2012
Nov 1, 2012
Currency Exchange Loss:
Apr 22, 2013