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Jacqueline
Jacqueline is a member of the communal bank "Forjadoras de Sueños" [Dream Makers], in the city of Rancagua. She has been making wicker handicrafts (figures made of metal and wood, with additional, small and big accessories) for 15 years. She mentions that she has a stall at home, from Monday to Sunday. Her opening times depend on her availability.

She buys her merchandise from different distributors and establishments where she finds wicker at a low cost, which is good economically. With the loan she will only buy wicker, to make her figures and whatever her customers order. One of Jacqueline's goals is to expand her business and to be able to sell close to the highway, because this handicraft is usually sold this way. In this way, she can think of having a better quality of life.

Jacqueline lives together with her husband and two children, 19 and 16 years old, who are now attending school. Her dreams, from a professional perspective, are to have her own wicker workshop and to continue progressing as a micro entrepreneur. She likes her business very much and it has helped her economically, so she has been able to get her family and children ahead.

She feels very happy and thankful for the opportunity given by Fondo Esperanza, because it has helped her invest in her business. Besides, she feels comfortable with other entrepreneurs' company at the communal bank, because they share different activities and interests. Regarding the training sessions during the meetings, she has learned to manage her business in a better way.

Rancagua is located in the Libertador Bernardo O'Higgins region. It is a modern city, which regulates the main productive and export activities of viticulture and fruit growing in Chile. It is also a mining city, because the largest subterranean mine in the world, "El Teniente", with 4500-km long tunnels, can be found in its mountains.
View original language description ↓
Jacqueline forma parte del Banco Comunal “Forjadoras de Sueños” perteneciente a la ciudad de Rancagua.
Ella se dedica al rubro de artesanía en mimbre (figuras a base de estructuras de fierro y de madera, además de pequeños y grandes accesorios), desde hace 15 años. Comenta que trabaja con un puesto en su casa de lunes a domingo y su horario lo distribuye de acuerdo a su disponibilidad.
Su mercadería la compra en diferentes distribuidoras y locales donde encuentra mimbre a bajo costo, por lo tanto conveniente económicamente.
Con el crédito comprará solamente Mimbre, para realizar sus figuras y lo que pida el cliente.
Una de las metas de Jacqueline son crecer con su rubro y poder vender cerca de la carretera, ya que esta artesanía se caracteriza por venderse de esta forma, así con esto optar a una mejor calidad de vida.
Jacqueline vive junto a su marido y 2 hijos de 19 y 16 años de edad, quienes se encuentran estudiando. Sus sueños a nivel laboral es tener su propio taller de mimbre y seguir surgiendo como una microempresaria ya que le gusta mucho su rubro y la ha ayudado económicamente para sacar a su familia adelante y a sus hijos.
Ella está muy contenta y agradecida de la oportunidad que le ha brindado Fondo Esperanza, ya que le ha permitido invertir en su negocio. Además se siente muy cómoda con la compañía de las demás emprendedoras del grupo del Banco Comunal, ya que comparten diferentes actividades e intereses. Respecto a las capacitaciones impartidas en las reuniones, ha aprendido administrar su negocio de mejor manera.
Rancagua pertenece a la región del Libertador Bernardo O´Higgins. Es una moderna ciudad que regula el principal proceso productivo y exportador agrofrutícola y vitivinícola de Chile. Es también una ciudad minera, debido a que en su cordillera se encuentra la mina subterránea más grande del mundo “El Teniente”, con 4.500 km. de túneles

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,637,700
    Funds lent in using Kiva
  • 474.1
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Jacqueline to buy wicker, in order to make figures and other things that her customers might order.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 12, 2012
Listed
Oct 13, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013