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Nayadeth
Nayadeth is part of the communal bank "Forjadoras de Sueños", belonging to the city of Rancagua. She is engaged in the business of agro-veterinary [ sale of agricultural products and veterinary products], since one year. She says she works from Monday to Saturday, and she distributes the schedule according to her availability. Also, she performs other jobs like nursery of medicinal plants, sale of silver jewelry, and production of alfajores, but what has given her more resources is her agro-veterinary business.

She buys her merchandise in the city of San Fernando, where she finds the necessary products for her business, whether it's agricultural or veterinary products, at low cost and therefore economically convenient.

With the loan she will buy jewelry, specifically earrings, rings and chains. One of Nayadeth goals is to grow every day with her business, and to see the possibility to have another business to generate more income and to have a better quality of life. Nayadeth lives with her mother, and they take care of each other. Her dreams in a personal level is to travel to take a break, and in a work level is to continue with her business and stock it for her customers, to satisfy them with the sale.

She is very happy and grateful for the opportunity provided by Fondo Esperanza, because it allowed her to invest in her business. She says the trainings have been critical for her business and also for her personal development, because she has learned to organize and distribute better her income. Regarding to the communal bank to which she belongs, she feels comfortable because they are very responsible.

Rancagua belongs to the Libertador Bernardo O'Higgins area. It is a modern city that regulates the main process of production and exportation of fruits, vegetables and wine in Chile. It's also a mining city, because in its mountain range there is the largest underground mine in the world called "El Teniente", with 4,500 km of tunnels.
View original language description ↓
Nayadeth forma parte del Banco Comunal “Forjadoras de Sueños” perteneciente a la ciudad de Rancagua.
Ella se dedica al rubro de agro-veterinaria (venta de productos agrícolas y productos veterinarios), desde hace 1 año. Comenta que trabaja de lunes a sábado, y su horario lo distribuye de acuerdo a su disponibilidad. Además realiza otras labores como vivero de plantas medicinales, venta de joyas de plata, producción de alfajores, pero su fuerte y que le ha dado mayores recursos es agro-veterinario.
Su mercadería la compra en la ciudad de San Fernando, ya que encuentra los productos necesarios para su negocio ya sea en agrícola y productos veterinarios, a bajo costo por lo tanto conveniente económicamente.
Con el crédito comprará joyas específicamente aros, anillos y cadenas.
Una de las metas de Nayadeth es crecer cada dia con su negocio, y ver la posibilidad de tener otro rubro para generar mayores ingresos y optar a una mejor calidad de vida.
Nayadeth vive junto a su madre, quienes se cuidan mutuamente. Sus sueños a nivel personal es viajar para darse un descanso, y a nivel laboral continuar con el rubro y abastecerlo para su clientela, y dejarla satisfecha al momento de la venta.
Ella se encuentra contenta y agradecida de la oportunidad brindada por Fondo Esperanza, ya que le permitirá invertir en su negocio. Comenta que las capacitaciones han sido fundamentales para su negocio y también para su desarrollo personal, ya que ha aprendido a organizar y distribuir de mejor manera sus ingresos, Respecto al grupo del Banco Comunal del cual forma parte s e siente cómoda ya que son responsables.
Rancagua pertenece a la región del Libertador Bernardo O´Higgins. Es una moderna ciudad que regula el principal proceso productivo y exportador agrofrutícola y vitivinícola de Chile. Es también una ciudad minera, debido a que en su cordillera se encuentra la mina subterránea más grande del mundo “El Teniente”, con 4.500 km. de túneles.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $19,100
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,637,700
    Funds lent in using Kiva
  • 474.1
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Nayadeth to buy jewelry, specifically earrings, rings, and chains.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 12, 2012
Listed
Oct 12, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013