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Marlon Antonio
Marlon is 29 years old and is married. He has worked for more than five years sellings CDs, hats, TV remotes, sound systems and other client orders by traveling to make his sales. It is a tough job because he has to walk under the son and rain to make sales for his daily sustenance.

He is requesting his third loan to improve his home where he lives with his wife and daughter in his mother-in-law's house. He hopes to build at least one room in his home to give his wife and daughter better living conditions. They do not have enough resources to buy their own house. With the loan he will buy construction materials including cement, sand, blocks and iron. Marlon has many wishes to improve his life and has demonstrated an excellent payment record in his previous loans.
View original language description ↓
Marlon de 29 años de edad es casado, hace más de 5 años trabaja como vendedor ambulante de CD,s gorras, controles de tv y equipos de sonido y algunos encargos de sus clientes, es un trabajo muy pesado debido a que tiene que andar bajo el sol y la lluvia para poder vender para el sustento diario. Solicita su tercer crédito para mejorar la vivienda donde habita con su esposa e hija en casa de su suegra, en la cual desea acondicionar por lo menos un cuarto para brindarle mejores condiciones de vida a su hija y esposa, ya que no cuentan con los suficientes recursos para poder obtener su propia casa. Con el préstamo comprara materiales de construcción como cemento, arena, bloques y hierro, Marlon tiene muchos deseos de superación y en sus créditos anteriores ha demostrado una excelente conducta de pago.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $650 helped Marlon Antonio to buy cement, sand, blocks and iron.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 12, 2012
Nov 1, 2012
Currency Exchange Loss:
Nov 30, 2012