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Francisca Catalina
Francisca, age 67, has grown children. She saw cosmetic sales as a good income for herself. Therefore, she started selling cosmetics, and it turned out very well for her.

Her financial income is from selling cosmetic products, and this has been her means of support. Her business is going well for her. Her dream is to increase her business by having a greater variety of products.

Her work schedule is in the afternoons, which is when she sells the products to her neighbors. Her dream is to manage to have a large cosmetic company and to be able to give work to a lot of single women.

She will use the loan to buy all types of cosmetics like perfume, creams, and colognes, etc.
View original language description ↓
Francisca tiene 67 años de edad tiene hijos mayores de edad .ella vio a la venta de cosméticos como un buen ingreso para ella por eso se puso a vender cosméticos y le resulta muy bien Su ingreso económico es con la venta de productos cosméticos ese ha sido su medio de sustento, pues le va bien en su negocio su sueño es incrementar mas su negocio poner más variedad a sus productos. Su horario de trabajo es en las tardes cuando les ofrece el producto a sus vecinos. Su sueño es lograr una gran empresa de cosméticos y poder dar trabajos a muchas mujeres solteras Con el préstamo ella va a comprar todo lo que es cosmético como: perfumes, cremas, colonias etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 79
    View loans »
    Ecuador Loans Fundraising
  • $24,584,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $650 helped Francisca Catalina to buy perfume, creams, and colognes, etc.
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 10, 2012
Oct 12, 2012
Currency Exchange Loss:
Nov 11, 2012