Joseph lives in Changamwe area of Coast province, Kenya. He is married and has two children, both of whom attend school. He owns a transport business which he has been operating for three years. He offers transport service to the residents of Changamwe.
He learned about Milango through a friend who invited him to the group, and he joined with an aim of accessing credit to improve his business operations. The challenges is, there is high rate of theft of motorcycles and high fuel costs.
Joseph is applying for a loan of 41,900 Kenyan shillings to expand the business by buying another motorcycle. The extra income from the loan will be added to his savings to improve the living standard of his family. His plan for the future is to buy another motorcycle.