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Ruth lives in Jacob Town. She is 48 years old and is married. Her husband is a security man. They both have six children between ages 13 and 29 years old.
For the past seven years, she has been selling coal and ice in the market. She started this business with money given to her by her husband and learned this way of selling from her friends.
She is requesting a loan to purchase more coal and ice for her business. Her plan is to expand her business.