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Ruzhdi
Ruzhdi is an Egyptian man from one of the two most vulnerable ethnic communities of Albania. He is married and has three children, with one of them still attending school. In spite of the fact that the majority of people live in their community, Ruzhdi settled himself in a village twenty years back where no other persons from his ethnicity reside; this way he and his children will integrate better, he thought.

Ruzhdi and his wife, at the same time of relocation, started a farming business and have been successful ever since. With the income they generated, they made a better life for their family and now they want to save for their youngest daughter’s university tuition fees.

The loan they request this time is for farming: buying seeds, plowing, and other services.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $7,800
    Average annual income
  • 39
    View loans »
    Albania Loans Fundraising
  • $2,421,000
    Funds lent in using Kiva
  • 108.5
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ruzhdi to pay for farming activities: buying seeds, plowing the fields, etc.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 27, 2012
Listed
Oct 16, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013