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Ms Nargis is a 29 year old married woman. She efficiently runs a beauty parlor in her community. She works hard day and night to make her parlor famous so she may be able to provide for her family a better living standard.

Ms Nargis is contributing a lot to the income that supports her family. However she is facing difficulties these days to cater all her customers at the same time. So, she has requested for a loan of Rs. 15,000 to buy more cosmetics, streamers and a hair dryer. She is hopeful to attend to more clients at the same time, which ultimately will generate more cash for her. She is very thankful to Kashf and Kiva. She hopes to have a good experience with this new loan.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 353
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 95.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Nargis to buy more cosmetics, streamers and a hair dryer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Oct 16, 2012
Currency Exchange Loss:
Aug 18, 2013