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Ana is married and is the mother of three children, who go to school. She lives in her own home with her family and doesn't support anyone else besides them. She works as a baler in a private company. She will use this loan to buy construction materials (sand, cement, stone, zinc sheets, beams, etc.) to continue work expanding her home. In the future, she hopes to expand it more by adding a room and a porch to offer more comfort to her family. To do this, she promises to make her payments on time so she can request more loans from Hluvuku. Her challenge is working even more to guarantee the payment of her loan.
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Casada e mãe de 3 filhos, que frequentam Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
Trabalha como empacotadora numa empresa privada. Com o presente empréstimo pretende comprar material de construção (areia, cimento, pedra, chapas de zinco, barrotes e outros) para dar continuidade com ampliação da sua casa.
No futuro deseja aumentar mais um quarto e varanda para oferecer mais conforto a sua família, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é trabalhar ainda mais para garantir o pagamento do seu empréstimo.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 133
    View loans »
    Mozambique Loans Fundraising
  • $2,802,800
    Funds lent in using Kiva
  • 28.8
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $350 helped Ana to buy construction materials (sand, cement, stone, zinc sheets, beams, etc.) to continue expanding her home.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 3, 2012
Oct 14, 2012
Currency Exchange Loss:
Feb 17, 2014