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Fepuleai T., 76, is widowed with nine children. She has many years of experience in the retail business which her husband started many years ago. Her kids help her with a lot of the hard work and her children who live overseas also send back money and supplies for the business.

Mrs. T. sells food products to members of her village and to people driving through the south side of Upolo Island during the a week. She expects her weekly net cash flow to be 1200 Tala (~$500 USD).

This is her first business venture because she was never able to personally qualify for a loan with traditional banks. She has now had seven previous loans. She will use half of this money to supply new food items for her shop and the other half to support her grandchildren's school fees. She will also use part of the loan to repair her home.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 32
    View loans »
    Samoa Loans Fundraising
  • $7,766,600
    Funds lent in using Kiva
  • 2.5
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Fepuleai to purchase stock, flour, sugar, onions, salt, sauce oil, drinks, etc. for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 3, 2008
May 12, 2008
Currency Exchange Loss:
Jul 15, 2009