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Makvala is from the Gurjaani district in the Kakheti region. She is 60 years old and lives with her son and daughter-in-law. Her daughter-in-law has an income from commercial space rental. Makvala runs a small dairy farm and produces cheese, which is sold in her village and nearby villages. She purchases foodstuffs and miscellaneous household items in the wholesale market in Tbilisi (capital of Georgia) and sells them in the village. Makvala works hard to save some of her earnings and improve her living conditions.

With the requested loan, Makvala will purchase turkeys and maize to feed them. She will raise turkeys and sell them in the new year at a good price. A turkey is the main ingredient for the Georgian traditional new year’s meal, Satsivi. This will increase the family's income and all members will improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 44
    View loans »
    Georgia Loans Fundraising
  • $7,799,500
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Makvala to purchase turkeys and maize to feed them.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 28, 2012
Oct 16, 2012
Currency Exchange Loss:
Nov 18, 2013