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Francisco is married and the father of 8 children, 5 of whom attend School, lives in his own house with his family and doesn't support anyone else. He works as a protection policeman and is a permanent employee of the Ministry of the Interior. With this loan he intends to buy construction materials (beams, metal sheets, cement, blocks, sand and others) to expand his house.

In future he wishes to complete the construction of his house and furnish it to provide more comfort to his family and to this end he commits to duly paying off his loan in order to solicit further loans from Hluvuku. His challenge is to pay back his loan as quickly as possible and request another.
View original language description ↓
Casado e pai de 8 filhos, 5 dos quais ainda frequentam Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
Trabalha como polícia de protecção e quadro do Ministério do interior. Com este empréstimo pretende comprar material de construção (barrotes, chapas, cimento, blocos, areia e outros) para ampliar a sua casa.
No futuro deseja terminar a obra da sua casa e mobilar para oferecer mais conforto a sua família, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é liquidar o empréstimo o mais rápido possível para pedir mais.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 112
    View loans »
    Mozambique Loans Fundraising
  • $2,802,350
    Funds lent in using Kiva
  • 28.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Francisco buy construction materials (beams, metal sheets, cement, blocks, sand and others) to expand his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 2, 2012
Oct 10, 2012
Currency Exchange Loss:
Dec 17, 2013