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Shodmon, age 64, is a resident of the J. Rumy district. He lives with his wife and he is the father of five children. His children, who now live on their own, work in the service industry or are involved in commerce.

Shodmon has turned to our organization in order to receive a loan to start a business and resume his activity. From a young age, he has been involved in farming and agriculture, but for health reasons he hasn't been able to work in agriculture for a year.

Shodmon is a hard-working man and he would like to get involved in animal-husbandry. He intends to buy cattle and raise his livestock at home. He wants to buy a cow to get fresh milk and would also like to purchase young bulls and calves for resale in a few months.
View original language description ↓
Шодмон житель района Дж. Руми. Ему 64 года. Он живет с женой. Шодмон является отцом пятерых детей. Его дети занимаются предоставлением услуг и торговлей. Дети Шодмона живут отдельно.
Шодмон обратился в нашу организацию с целью получения кредита для того чтобы начать свою деятельность и заняться своим делом. С юных лет Шодмон занимался земледелием и растениеводством. По состоянию здоровья он уже год как не занимается растениеводством. Шодмон трудолюбивый человек. Он желает (намерен) заняться скотоводством.
Шодмон хочет закупить крупнорогатый скот и разводить скот у себя дома. Он хочет купить корову для того чтобы получать натуральное молоко, а также закупить бычков и телят чтобы через несколько месяцев продать.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 154
    View loans »
    Tajikistan Loans Fundraising
  • $29,621,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Shodmon to buy a cow, young bulls and calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Oct 10, 2012
Currency Exchange Loss:
Sep 17, 2013