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Rokia
Rokia is a 50-year-old married woman and the mother of three children. She lives with her husband and children in the "Hérémakono Nord" neighborhood of Bougouni.

Rokia left school after having attended five years of primary school (Malian educational system), and she decided to get involved in income-generating activities. She followed her sister's footsteps and learned from her how to prepare and sell fruit juices and ice-creams. She has been involved in this activity for over ten years now and has become very proficient in her field. Her products are in high demand in her neighborhood.

Rokia was introduced to Soro Yiriwaso by a solidarity association in her neighborhood. After taking four solidarity loans, and given the expansion of her business, she decided to apply for individual loans. Rokia is now taking her third individual loan. She has been a client of Soro Yiriwaso for seven years and has never experienced any repayment difficulty. All her loans were duly repaid.

She is planning to buy two bags of sugar, one box of vanilla sugar, 35 kg of ginger and one 50-kg bag of dah (a species of hibiscus used in infusions). She buys her supplies at the Bougouni and Sikasso markets. Rokia's employees sell her juices from home, at the market, in front of schools and in various neighborhoods of Bougouni.

With this loan, Rokia is expecting monthly profits to reach 60,000 CFA francs. She is also planning to expand her business and to build a house to live in.
View original language description ↓
Madame Rokia est une femme mariée de 50 ans et mère de 3 enfants. Elle vit avec son mari et ses enfants dans le quartier Hérémakono Nord de Bougouni.
Ayant abandonnée l’école en classe de 5ème année fondamentale (système éducatif Malien), elle décida de s’intéresser aux activités génératrices de revenus. C’est ainsi qu’elle a commencé à suivre sa sœur pour apprendre le processus de la préparation et vente des jus de fruits et glaces. Elle mène maintenant cette activité depuis plus de 10 ans et maitrise bien son activité dans laquelle elle est très sollicitée dans le quartier. Madame Rokia a connu Soro Yiriwaso à travers une association solidaire dans le quartier.
Après 4 prêts solidaires et vu l’évolution de son activité elle décida de venir au prêt individuel dans laquelle elle est à son 3 ème prêt.
Elle est à sa 7eme année expérience avec Soro Yiriwaso. Elle n’a jamais eu de problème de remboursement. Tous ses prêts son bien remboursés.
Elle compte acheter, 2 sacs du sucre, 1 carton sucre-vanille, 35 kilo de gingembre et 1 sac de 50 kilo de dah. Elle s’approvisionne en matières premières dans le marché de Bougouni et Sikasso. Ses jus sont vendus par ses employés à la maison, au marché, devant les écoles et dans les différents quartiers de Bougouni.
Elle compte réaliser avec ce prêt un bénéfice mensuel de 60 000 FCFA.
Avec ce bénéfice elle envisage agrandir son entreprise et construire sa maison à usage d’habitation.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 30
    View loans »
    Mali Loans Fundraising
  • $10,386,300
    Funds lent in using Kiva
  • 510.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Rokia to buy supplies to make and sell juices.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 3, 2012
Listed
Oct 10, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013