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Ramatou
Ramatou is a 33-year-old married woman and the mother of one child. She lives with her child at her husband's place in the "Hérémakono Nord" neighborhood of Bougouni.

She attended koranic school for a few years and then decided to get involved in income-generating activities, particularly in buying and selling vegetables and leafy greens. She learned this activity from her aunt. Ramatou now has more than ten years of experience in this field and has become very proficient at it. After being introduced to Soro Yiriwaso by a friend from her neighborhood, she decided to join the institution.

Ramatou plans to use her loan to buy three baskets of bananas, one basket of cucumbers, one basket of fresh tomatoes and one basket of carrots. This is her third loan with Soro Yiriwaso, and her two previous loans have been duly repaid. She buys her goods in Bougouni, and also frequently in Sikasso. She sells at the Grand Market in Bougouni, to both men and women.

Ramatou is a popular seller at the Bougouni market and her products are in high demand. She has a high turnover and she manages to make a monthly profit of 50,000 CFA francs.

Her earnings help her to cover some of the expenses of her family and also to improve her business.
View original language description ↓
Madame Ramatou est une femme mariée de 33 ans et mère de 1 enfant. Elle vit avec son enfant chez son époux dans le quartier Hérémakono Nord de Bougouni.
Après quelques années d’étude à l’école coranique, elle décida de s’intéresser aux activités génératrices de revenus notamment l’achat et à la vente des légumes et salade. Elle a appris cette activité auprès de sa tente. Avec une expérience de plus 10 ans elle maîtrise son activité. Ayant fait la connaissance de Soro Yiriwaso à travers une amie du quartier, elle décida de collaborer avec Soro Yiriwaso.
Elle compte acheter, avec son prêt, 3 paniers de bananes, 1 panier de concombre, 1panier de tomate fraiche et 1 panier de carottes. Elle est à son troisième prêt avec Soro Yiriwaso et tous les deux prêts précédents ont été correctement remboursés. Elle s’approvisionne à Bougouni et souvent à Sikasso. Elle effectue ses ventes au grand marché de Bougouni. Sa clientèle est mixte
Madame Ramatou est très sollicitée et appréciée dans le marché de Bougouni. La rotation de son activité est très élevée et elle arrive à réaliser un bénéfice mensuel de 50.000 FCFA.
C’est avec ce bénéfice qu’elle assure certaines dépenses de la famille et améliore d’avantage son entreprise.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 84
    View loans »
    Mali Loans Fundraising
  • $10,910,925
    Funds lent in using Kiva
  • 510.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Ramatou to buy fruits and vegetables.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 3, 2012
Listed
Oct 15, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013