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010221Thôn Hợp Tân- Hoằng Phụ Group
In this Group: Luận, Yến, Tuyết
Luận is the leader of the Thôn Hợp Tân-Hoằng Phụ solidarity group, which consists of three members. She is 21 years old and married with no children. Her husband and she live in Hoang Hoa district, a rural town in Thanh Hoa province.

For the past four years Luận has made and sold fish sauce. A lack of money, however, has made it hard for her to grow her business.

This year Luận joined the Thanh Hoa Fund for Poor Women to gain access to its small loans. She has successfully repaid one loan and is now applying for a 15,930,000 VND loan to share with her group. She will use her portion to buy small fish and shrimp to make her fish sauce.

Luận hopes that in the future her enterprise will make enough money to provide for the children she hopes to have and maintain her business.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 126
    View loans »
    Vietnam Loans Fundraising
  • $15,338,525
    Funds lent in using Kiva
  • 20,836.7
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 010221Thôn Hợp Tân- Hoằng Phụ Group's $775 loan helped a member to buy small fish and shrimp to make her fish sauce.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 22, 2012
Oct 15, 2012
Currency Exchange Loss:
Oct 23, 2013