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Sarum's Group
In this Group: Sarum, Prommanh, Sary, Sophy, Khen
A villager from Battambang province’s Ratanak Mondul district, Sarum is 32 years old and married with two children, who are still in school. To make a living, she has been planting red maize for six years as her primary business. Lack of working capital and insects are the main challenges for her family’s business.

Sarum’s group consists of five members who live in the same village. She has been a member of VisionFund for three cycles already and completely paid back the loans, which have helped better support her family’s living. Now she can earn about 60,000 KHR per day from the current business and can save about 35,000 KHR each day for future needs. Now she is leading her group to apply for a loan with VisionFund. She wants to use her portion to buy fertilizers and seeds for her farmland and use a portion to buy pesticides to better support her business. She hopes to increase her crop yields and sell for a good price to improve her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,030.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sarum's Group's $1,650 loan helped a member to buy fertilizers and seeds for her farmland.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 12, 2012
Oct 15, 2012
Currency Exchange Loss:
Apr 17, 2013